Components of the Affordable Care Act
The Medicaid expansion element of the affordable healthcare act is one of its parts anticipated to help improve healthcare. Increasing the Medicaid component is essential because it makes healthcare more accessible to a larger population by broadening the health insurance frameworks. The states implementing this component had higher healthcare coverage, attributable to a decline in uninsured persons. The American Public Health Association (2017) reports that many persons with modest incomes have trouble accessing health insurance. As a result, more people could now get healthcare insurance coverage due to the Medicaid expansion.
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Additionally, expanding Medicaid has made healthcare more accessible (Healthcare.gov, 2019). Since they can obtain care, low-income earners are using health-related programs at a higher rate. However, the component has adverse effects, such as a drop in budgetary funding for the states that enacted the policy, because it is linked to a fundamental decrease in the cost of uncompensated healthcare. This would be crucial in easing the financial strains.
The prevention and public health fund component will also change medical outcomes and promote efforts to lower medical expenses. This element is linked to increased investment in prevention programs, which can enhance the standard of healthcare and the results of overall public health initiatives. The money can go toward healthcare initiatives like immunization, community health promotion initiatives, research funding, and the hiring of public health professionals. The programs for education also receive additional funding. As a result, community members know the importance of seeking medical attention while suffering from harmful health conditions. The prevention and public health fund provide funding to the states so they can start initiatives to provide healthcare to the community’s most vulnerable members.
The employer requirement is the other part of the Affordable Healthcare Act. This requirement makes employers provide insurance plans for their employees’ medical care. Additionally, companies must pay the fines associated with workplace accidents, enhancing the employees’ health. Employers are required to provide their employees with health insurance in this regard. Since the business should give insurance covering at least 95% of the employees’ needs, including their children, the employer’s insurance choice should be inexpensive (Mason et al., 2020). Legal repercussions could result from refusing to comply with the insurance’s requirements. Regardless of financial level, health insurance employees can access affordable, high-quality healthcare services.
In conclusion, the final element is restricting insurance companicompaniesy from denying health coverage because of underlying medical conditions. As a result, the component mandates that healthcare insurance providers ignore pre-existing conditions while providing a range (HHS.gov, 2017). According to the ACA, health insurance providers cannot charge a person more because of a pre-existing medical condition. Children of all ages are affected by this element. The strategy’s main objective is to guarantee that people with pre-existing medical conditions—such as diabetes, HIV, and other joint disorders—have improved quality-of-life experiences.
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References
American Public Health Association (2017). The Future of the Affordable Care Act and Insurance Coverage. Retrieved from https://ajph.aphapublications.org/doi/full/10.2105/AJPH.2017.303665
Healthcare.gov (2019). Medicaid expansion & what it means for you. Retrieved from https://www.healthcare.gov/medicaid-chip/medicaid-expansion-and-you/
HHS.gov. (2017). Pre-Existing Conditions. Retrieved from https://www.hhs.gov/healthcare/about-the-aca/pre-existing conditions/index.html#:~:text=Health%20insurers%20can%20no%20longer,for%20your
Mason, D. J., Dickson, E. L., McLemore, M. R., & Perez, G. A. (2020). Policy & politics in nursing and health care. Elsevier. National confereConference state legislature (2017). The Affordable Care Act: A Brief Summary. Retrieved from https://www.ncsl.org/research/health/the-affordable-care-act-briefsummary.aspx
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In 2010, the Affordable Care Act opened up the 45-year-old Medicare program to the most significant changes since its inception. Discuss the components of the Affordable Care Act that you think will positively improve healthcare outcomes and decrease costs.
Discuss The Components Of The Affordable Care Act That You Think Will Have A Positive Effect On Improving Health Care Outcomes And Decreasing Costs.
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